CLICKING THE “I ACCEPT” BUTTON
AT THE BOTTOM OF THIS PAGE SERVES AS YOUR EXPLICIT CONSENT TO THE TERMS AND
CONDITIONS CONTAINED IN THIS DOCUMENT.
TERMS OF USE
Welcome to the Couplr website
(https://www.couplr.ai) (the “Website”) of Couplr,
Inc. (“Couplr”), a firm located in Cheyenne,
Wyoming. Please read the following information
carefully before clicking the “I Accept” button at the bottom of the page.
INTRODUCTION
Couplr provides access to this Website
exclusively for the individual (“You” or “Your” or “Yourself”)
that has signed up for the service via the Website, and, as applicable, executed
a license agreement that further governs the use of the Website and services
provided by Couplr, which access is further subject
to the following terms and conditions of website use ("Terms of Use").
By signing up for and\or accessing the Website, You hereby
consent to and accept these Terms of Use.
If
You do not agree to these Terms of Use, You may not use
the Website or any services provided by Couplr.
Couplr will from time-to-time make
changes to its Terms of Use, and when changes are made, Couplr
shall post such changes to the Website and request that all users review the
same. Then, Your continued use of the Website, or
any services accessible through it after such posting or notification, shall
serve as Your explicit consent to the modifications.
IF YOU
VIOLATE ANY OF THESE TERMS OF USE, IN COUPLR’S SOLE DISCRETION, YOUR RIGHT TO
USE THE WEBSITE MAY BE TERMINATED.
SERVICES
Services offered by Couplr on the Website
are subject to applicable underlying agreements and licenses for such services
that you executed with Couplr. These Terms of Use are
intended to supplement the underlying agreements and licenses and such
underlying agreements and licenses shall control in the case of a conflict with
these Terms of Use.
PAYMENT OF FEES
The availability of all functions on the Website may be
limited or restricted upon You fully paying all fees as they are due and
owing. Certain fee structures may also
limit functionality of aspects of the Website.
Couplr may terminate access to the Website
immediately and without notice to You if You have not paid all fees as they are
due and owing.
AUTHORIZED USE
The Website is authorized for Your exclusive use via a
unique username and password that you will create during the sign-up process.
You are not authorized to create a link to
the Website from any other website. You shall
provide true, accurate, current and complete information about Yourself during
sign up and as prompted by the registration form, if applicable. If any
information provided by You is untrue, inaccurate, not current or incomplete, Couplr
has the right to terminate Your account and refuse any and all current or future use of
the Website.
You
may access and use the Website only for Your own personal use. You shall
not:
1.
Monitor,
gather or copy any content on this Website by using any robot, “bot,” spider,
crawler, spyware, engine, device, software, extraction tool or any other
automatic device, utility or manual process of any kind;
2.
Copy,
modify or distribute any portion of the Website;
3.
Use
the Website to process data on behalf of any third party that is not subject to
these Terms of Use or the underlying agreements and licenses;
4.
Frame
or utilize framing techniques to enclose any trademark or other proprietary
information (including, without limitation, any images, text or page layout of
the Website);
5.
Engage
in any activities through or in connection with this Website that seek to
attempt to harm others or are unlawful, offensive, obscene, threatening,
harassing, abusive or that violate any right of any third party;
6.
Attempt
to circumvent the security systems of the Website;
7.
Attempt
to gain unauthorized access to services, materials, other accounts, computer
systems or networks connected to any server controlled or utilized by Couplr;
8.
License,
sublicense, sell, resell, rent, lease, transfer, assign, distribute, time share
or otherwise commercially exploit or make the Website available to any third
party;
9.
Upload
or submit any data or information that contains viruses or any other computer
code, corrupt files or programs designed to interrupt, destroy or limit the
functionality or disrupt any software, hardware, telecommunications, networks,
servers or other equipment;
10.
Engage
in any activity that interferes with a user’s access to this Website or the
proper operation of this Website;
11.
Impersonate
any person or entity;
12.
Resell or transfer the Website or use
of or access to the Website to any third-party.
IF COUPLR BECOMES AWARE THAT YOU ARE ENGAGING IN ANY OF THE
PROHIBITED ACTIVITIES LISTED ABOVE, OR OTHER CONDUCT, WHICH IN COUPLR’S SOLE
DISCRETION IS HARMFUL TO COUPLR OR THE WEBSITE, COUPLR RESERVES THE RIGHT TO
REVOKE YOUR RIGHT TO THE WEBSITE AND ANY PERMITTED USES THEREOF.
UNACCEPTABLE USE
You shall not use the Website in any illegal activity nor to
post or transmit any unlawful, fraudulent, libelous, defamatory, obscene,
pornographic, profane, threatening, abusive, hateful, offensive, or otherwise
objectionable material of any kind, including without limitation any
transmissions constituting or encouraging conduct that would constitute a
criminal offense, give rise to civil liability, or otherwise violate any local,
state, national or foreign law, including without limitation the U.S. export
control laws and regulations.
WEBSITE MONITORING
Couplr uses
electronic means to track and monitor Your use of the Website. You
acknowledge and agree that Couplr has the right to electronically monitor Your use of
the
Website using various methods, and to disclose any of the collected information
as necessary or appropriate to satisfy any law, regulation or other
governmental request, to operate the Website properly, or to protect itself or
its subscribers. Couplr reserves the right to refuse
to post or to remove any information or materials, in whole or in part, that,
in its sole discretion, are unacceptable, undesirable, inappropriate or in
violation of these Terms of Service.
COOKIES
Couplr may use a cookie or similar
text files on some pages of the Website. A cookie is an element of data that a Website
can send to your browser, which may then store it on your computer. A
cookie does not retrieve any other data
from Your hard drive, does not carry computer viruses and does not reveal
anything about You that You have not already revealed. The Website makes
extensive use of cookies
to speed up certain functions by utilizing the processing capability of your
browser and provide other benefits. You agree to turn on the use of cookies on
your browser and acknowledge that the Website may not function properly without
cookies being enabled.
SOFTWARE AND HARDWARE
REQUIREMENTS
To access the Website, You must obtain at your own expense access
to the Internet which involves computer hardware (e.g., computers, cable modems,
wi-fi routers, printers) and software (e.g., web browser) requirements. You are
solely responsible for any fees and charges related to your access to the
Internet, including but not limited to any Internet Service Provider (ISP)
fees, telephone charges and cellular provider charges. Certain segments of the Website
may require additional hardware and/or software to effectively use the Website.
A .pdf file viewer software product may also be needed to view certain online
documents. Couplr requires You to use a web browser
that supports adequate security measures which includes the use of Secure
Socket Layer (SSL) encryption technology with minimum 128 bit
encryption, and such standards may change from time-to-time as determined by Couplr.
Couplr recommends You use adequate
anti-virus and anti-spyware software and that You keep such software current to
help You avoid data compromise and related losses. You are responsible for
selecting all such systems, hardware and your ISP. You are also responsible for
any defect, malfunction or interruption in service or security due to hardware
failure, your choice of ISP and systems and computer services. Couplr is not
responsible for any computer virus or related
computer hardware and software problems that may arise with your use of the Website
services over the Internet.
LINKS TO OTHER WEB SITES
The Website may contain web links to third-party websites.
These links are provided as a convenience to You and such third-party websites
are not under Couplr’s control. Couplr
makes no representations or warranties as to the accuracy and information on or
from other websites. Please be advised that the privacy policy and security
policy of third-party linked websites are not that of Couplr.
ELECTRONIC MAIL SECURITY
Electronic mail over the Internet is not secure or
confidential. Couplr is not responsible for any damages
in connection with electronic mail You send to Couplr
or electronic mail sent to You, at your request.
COPYRIGHTS, TRADEMARKS AND/OR
RESTRICTIONS ON USE
You acknowledge and agree that Couplr
owns all right, title, and interest to the Website and all content and works of
authorship displayed on the Website, except where expressly noted; including
without limitation photos, text, icons, source code, video, software, graphics
and sound recordings (including how such information and materials are arranged
on the Website).
Such items are protected by copyright and/or other laws. You
are authorized to view such information and materials on the Website only for Your
own purposes. You may not copy, distribute, disseminate, sell, reproduce, display,
link to, license, create derivative works of or republish the Website or any
portion of the Website for any commercial or public purpose without Couplr’s prior
express written consent.
In addition, you acknowledge and agree, that Couplr (or others, as
indicated) owns the trademarks,
service marks, registered service marks or registered trademarks and logos
(each referred to as “Marks”) which are displayed on the Website. You shall
not to use such Marks without the prior express written consent of Couplr or the
indicated third-party that may own the Marks.
You agree that except as expressly provided herein, Couplr
has granted You no license, rights in or rights to use any of the Marks; Couplr and/or
applicable third parties and licensors retain
all rights to the Marks.
YOUR ACCOUNT, CREDENTIALS, AND
ACCESS TO THE WEBSITE
You are responsible for maintaining the confidentiality of Your
account, usernames and passwords, and for restricting access to Your
computer. You agree to accept responsibility
for all activities that occur under your account or password and shall
immediately notify Couplr of any unauthorized use of
Your account or credentials.
You may access and maintain Your account information via the account portal on the Website. Through said portal, You will have access to Your basic account information and shall update it as required to maintain its accuracy. Additionally, though the account portal, You may delete Your information, cancel your account, or contact Couplr for support. If you need help accessing or removing any of your account information, please contact Couplr at info@couplr.ai
HACKING AND UNAUTHORIZED INTRUSIONS BY THIRD-PARTY BAD
ACTORS INTO THE WEBSITE AND ITS RELATED SYSTEMS IS INEVITABLE. YOU
ACKNOWLEDGE AND AGREE THAT COUPLR SHALL
NOT BE RESPONSIBLE FOR ANY DAMAGES STEMMING FROM SUCH UNAUTHORIZED ACCESS OR
DISRUPTION OF THE WEBSITE.
YOUR DATA
Couplr shall not own any right, title
or interest to the data entered by you into the Website (“Your Data”).
However, Couplr may
collect information and data regarding how the Website is used, processes
information, and otherwise performs. Couplr has the
right to access and monitor the use of the Your Data and other actions and data
within the Website and the use of the Website by You. All information collected
by Couplr will be used by Couplr
and not shared with third parties outside of the Website other than in the
aggregate without any identifying information.
Any information or data produced by the Website regarding the
performance of the Website or analysis and compilations of aggregate data
collected by Couplr is considered proprietary
information owned by Couplr.
WARRANTY DISCLAIMER
THE INFORMATION, MATERIALS AND SERVICES CONTAINED ON THE WEBSITE,
INCLUDING TEXT, LINKS, GRAPHICS OR OTHER ITEMS ARE PROVIDED "AS
AVAILABLE", "AS IS." COUPLR MAKES NO WARRANTIES OF
ANY KIND, EXPRESS OR IMPLIED, WITH RESPECT TO THE WEBSITE AND SERVICES
HEREUNDER, OR ANY RELATED SERVICE, OR THE FITNESS OF THE WEBSITE AND/OR
SERVICES FOR YOUR USE.
COUPLR HEREBY EXPRESSLY DISCLAIMS ANY IMPLIED WARRANTY OF
MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR IMPLIED WARRANTIES ARISING
FROM A COURSE OF DEALING OR COURSE OF PERFORMANCE. NO ORAL OR WRITTEN
INFORMATION GIVEN BY COUPLR, ITS EMPLOYEES, LICENSORS OR THE LIKE WILL CREATE A
WARRANTY HEREUNDER. ALSO, COUPLR DISCLAIMS ANY AND ALL REPRESENTATIONS AND
WARRANTIES, EXPRESS OR IMPLIED, WITH RESPECT TO THE WEBSITE OR SERVICES
PERTAINING TO NONINFRINGEMENT, SECURITY, ACCURACY, NON-INTERRUPTION AND FREEDOM
FROM COMPUTER VIRUS. COUPLR DOES NOT WARRANT THE ACCURACY, COMPLETENESS OR
ADEQUACY OF THE INFORMATION AND MATERIALS ON THE WEBSITE.
COUPLR MAKES NO REPRESENTATION THAT MATERIALS ON THIS WEBSITE
ARE APPROPRIATE OR AVAILABLE FOR USE IN LOCATIONS OUTSIDE THE UNITED STATES.
ACCESS TO THIS WEBSITE FROM COUNTRIES OR TERRITORIES WHERE SUCH ACCESS IS
ILLEGAL IS PROHIBITED. IF YOU ACCESS THIS WEBSITE OUTSIDE THE UNITED STATES,
YOU DO SO ON YOUR OWN INITIATIVE AND ARE RESPONSIBLE FOR COMPLIANCE WITH LOCAL
LAWS.
COUPLR DOES NOT COMPLY WITH THE
EUROPEAN GENERAL DATA PROTECTION REGULATION.
LIMITATION OF LIABILITY
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, UNDER NO
CIRCUMSTANCES SHALL EITHER YOU OR COUPLR (AND THEIR RELATED PARTIES)
(collectively “THE
PARTIES”) BE LIABLE FOR ANY OF THE FOLLOWING: (I) DIRECT DAMAGES IN EXCESS
OF THE ACTUAL FEE(S) PAID BY YOU TO COUPLR FOR ACCESS TO THE WEBSITE (IF ANY)
OR, (II) ANY INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, PUNITIVE, OR OTHER
INDIRECT DAMAGES WHATSOEVER (INCLUDING DAMAGES FOR LOSS OF PROFITS, GOODWILL,
USE, DATA, OR OTHER INTANGIBLES) ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE
WEBSITE OR ITS RELATED SERVICES WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE,
STRICT LIABILITY OR OTHERWISE, EVEN IF THE PARTY OR ITS RELATED PARTIES HAVE
BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
THE PARTIES INTEND THAT THE LIMITATIONS AND DISCLAIMERS CONTAINED
IN THIS SECTION SHALL BE VALID AND ENFORCED EVEN IF THEY FAIL OF THEIR
ESSENTIAL PURPOSE.
INDEMNIFICATION
You agree to indemnify, defend and hold harmless Couplr and its respective
directors, officers, employees,
and agents from and against all claims and expenses (including reasonable
attorneys’ fees) arising out of Your violation of the these
Terms of Use or misuse of the Website.
GOVERNING LAW
These Terms of Use are governed by and shall be interpreted
under the internal laws of the State of Wyoming, excluding its conflict of law
principles. VENUE AND JURISDICTION FOR ANY FEDERAL OR STATE COURT LITIGATION OR
ANY ALTERNATIVE DISPUTE RESOLUTION INCLUDING MEDIATION AND ARBITRATION SHALL BE
CHEYENNE, WYOMING.
COUPLR DOES NOT COMPLY WITH THE
EUROPEAN GENERAL DATA PROTECTION REGULATION AND IS ONLY AVAILABLE TO USERS IN
THE UNITED STATES.
CLICKING THE “I ACCEPT” BUTTON
AT THE BOTTOM OF THIS PAGE SERVES AS YOUR EXPLICIT CONSENT TO THE TERMS AND
CONDITIONS CONTAINED IN THIS DOCUMENT.
PRIVACY POLICY
This
Privacy Policy describes the current policies and practices of Couplr, Inc (“Couplr”)
with regard to Personal Data (defined below) collected by Couplr
using its website: www.couplr.ai (“Website”) and its related web
application.
This
Privacy Policy is periodically updated. Please check back on a regular
basis for any changes. If there are
changes to this Privacy Policy, Couplr will post an
update on its website alerting users to the changes.
A USER’S CONTINUED USE OF THE WEBSITE AFTER UPDATES TO THIS
PRIVACY POLICY SHALL SERVE AS EXPLICIT CONSENT TO THE UPDATED TERMS.
PERSONAL DATA COLLECTED
The
term "Personal Data" refers to personally identifiable
information about a person, such as a person’s full name, birth date, e-mail
address or mailing address, phone number and any other information that can be
used to identify or contact a specific person.
The
only Personal Data Couplr currently collects through
its Website is the Personal Data that is provided to Couplr
to obtain access to the site. Currently, Couplr
collects the following information from users, depending on their user type
selected during the sign-up process:
Personal
Data from Users Seeking a Financial Professional
·
First
& Last Name
·
E-Mail
Address
·
Date
of Birth
·
Password
·
Bio
(optional)
·
Answers
to Survey Questions
Personal
Data from Users Who Are Financial Professionals
·
First
& Last Name
·
E-Mail
Address
·
Date
of Birth
·
Password
·
Bio
(optional)
·
Answers
to Survey Questions
Couplr uses
an algorithm and machine learning to match potential clients and financial
professionals based on a user’s answer to the survey questions asked by the Couplr web
application during sign up. While responses to the survey questions alone
may not request Personal Data, Couplr will retain the
answers to the survey questions keyed to a specific user for the purposes of
suggesting matches.
IF
YOU ARE CONCERNED ABOUT SHARING ANY OF THE ABOVE INFORMATION WITH COUPLR, DO
NOT SIGN UP. SIGNING UP FOR A USER
ACCOUNT WITH COUPLR SERVES AS YOUR EXPLICIT CONSENT TO SHARING THIS INFORMATION
WITH THE COMPANY.
A NOTE ABOUT PAYMENTS
Currently,
Couplr is a free service. Upon charging or
taking payments from users, Couplr will not process payments from users,
but will use a third party payment processor who’s
terms of use and privacy policy will be added to this Privacy Policy when
implemented.
ACCESS TO AND CONTROL OVER INFORMATION
Each user may access and update his\her Personal Data via the account portal on the Website. Additionally, from the account portal, a user can remove its Personal Data and cancel his\her account with Couplr. For help with further questions or access to Personal Data, a user can contact help@couplr.ai.
Additionally,
via e-mail users can specifically request information about:
·
What data Couplr has about
them, if any.
·
Changing/correcting any data Couplr
has about them;
·
Deleting any data Couplr
has about them and;
·
Expressing any concern that the user has about use
of their data;
USE OF PERSONAL DATA COLLECTED
Couplr
uses the Personal Data collected on the Website to allow Couplr
to provide users with access to the Website, to provide potential matches
between financial services professionals and those users seeking such services,
and to ensure a user’s usage of the Website is in compliance with the Terms of Use
and underlying licenses a user has signed (if any). Couplr may also use
the Personal Data to contact a user for a variety of reasons, such as but not
limited to notifying a user about use of the Website, offering additional
products or services, or requesting feedback on the Website or its related
services.
CAN-SPAM:
Upon signing up with Couplr
via the website, a user will be added to the Couplr
mailing list. A user may opt-out of
receiving further e-mails from Couplr (except for
account related messages) following the directions at the bottom of each e-mail
message, or e-mailing Couplr at info@couplr.ai.
DISCLOSURE OF PERSONAL DATA
When a
potential match is made by Couplr – the financial
services professional will receive a notification containing the name and
profile photo (if any) of the user seeking financial services.
Thereafter, the users may communicate
together using Couplr’s integrated messaging
platform, or share additional contact information and communicate on their
own. Couplr is
not responsible for any communication on or outside of the Website, and Users
should share contact information at their own risk, and in their sole disrection.
Couplr
may disclose Personal Data to third parties under certain circumstances. Couplr
may disclose Personal Data to third parties if: 1) a
user has requested that Couplr do so; 2) to comply
with an applicable law, regulation, valid subpoena, or request of the US
Government or; 3) Couplr is acquired by or
merged into another entity, or all or a portion of Couplr’s
assets are sold or otherwise transferred to another entity, Couplr
may disclose Personal Data to that entity.
NON-PERSONAL DATA COLLECTED/GOOGLE
ANALYTICS
Other
data that does not qualify as Personal Data because it cannot be used to
contact or identify users (“Non-Personal Data”) may also be
automatically collected about a user utilizing the Website. For example, Couplr
uses technology to automatically collect
Non-Personal Data about the use of Website. This technology is used to
track how many users access Website, the date and time of their visits, the
length of their stays, and which pages they view. Couplr
may also use technology to determine which web browsers users use and the
address from which they accessed the Website. The information collected
using this technology does not identify any user personally and is thus all
Non-Personal Data that simply enables Couplr to
compile statistics about users and their use of the Website and related
services. Couplr uses this Non-Personal Data
and may share it with third parties to improve the content and functionality of
the Website, to better understand our customers and markets, and to improve our
products and services.
Couplr may store certain information from a
user’s web browser using “cookies.” A cookie is a piece of data stored on
the user’s computer tied to information about the user. Couplr may use
session-ID cookies to confirm that
registered users are logged in. These cookies would terminate once the
user closes the web browser. Couplr may also
use persistent cookies that store certain Personal Data already provided to Couplr to
make it easier for a user to log back into the
Website. Cookies are used as a convenience feature for the user. A
user can remove or block cookies using the settings in the user’s web browser
if a user wants to disable such functions, but such action may impair the full
functionality of the Website.
A
Note about Google Analytics: Couplr utilizes
Google Analytics to facilitate the collection of some Non-Personal Data.
Google Analytics is subject to its own policies
and by design, some Non-Personal Data collected by Google Analytics will be
shared with Google. You can read more
about the privacy practices of Google, and how the use of Google Analytics may
impact a user’s use of the Website here: https://policies.google.com/technologies/partner-sites.
DO NOT TRACK SIGNALS
The Website does not track users over time and across third party websites to
provide targeted advertising and, therefore, does not respond to Do Not Track
(DNT) signals. However, some third party sites do keep
track of browsing activities when they serve users content, which enables them
to tailor what they present to different users. If a user is visiting such
sites, a browser may allow users to set the DNT signal on that browser so that
third parties (particularly advertisers) know that the user does not want to be
tracked.
HACKING AND SECURITY
Couplr uses standard security measures to
protect users’ Personal Data. While such security measures provide
reasonable protections against unauthorized access, they provide no guarantee
that Personal Data will not be compromised. HACKING AND UNAUTHORIZED
ACCESS OCCURS AND COUPLR PROVIDES NO GUARANTEE THAT PERSONAL DATA WILL NOT BE
STOLEN OR MISUSED BY THIRD-PARTIES.
Whenever a
website collects sensitive
information (such as confidential business information), a user should confirm
that the information is encrypted and transmitted in a secure way. One way that
a user may do so is by looking for a closed lock icon at the bottom of the web
browser, or looking for "https" at the beginning of the address of
the web page.
LINKS TO OTHER WEBSITES
The Website may contain web links to third-party websites.
These websites are not under Couplr’s control. Couplr makes
no representations or warranties as to the
accuracy and information on or from other websites. Please be advised that the
privacy policy and security policy of third-party linked websites are not that
of Couplr.
QUESTIONS ABOUT OUR PRIVACY POLICY
If a user has any questions about this Privacy Policy or concerns about the way Couplr processes Personal Data, please contact Couplr at help@couplr.ai.