Allen Costellow
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In-Person
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About Me
Growing up in a family where there was always too much month left over at the end of the money, Allen realized early on he was missing vital information when it came to finances.
He has since spent a lifetime educating himself and others on the importance of planning. He is dedicated to helping clients find peace of mind and enjoy their retirement years through a well-thought-out financial plan. Allen was in his early twenties when he got his start in financial services selling annuities. He immediately made it his mission to learn everything he could from those around him, kicking off a 40+ year journey of continuous learning. In 2012, he opened his own firm, Southern Kentucky Financial Services, working with clients to help maximize their income by minimizing their lifetime tax burden. His approach involves looking at a client’s complete financial picture to build the best possible plan for their unique situation. “The best advice I can give my clients is not to look for or expect a single product to be the answer,” says Allen. “You have to focus on the right things. The tools that got you up the mountain aren’t the same tools you need coming down again.” Allen is a licensed financial professional who can offer investment and insurance products and services. He has passed the Series 65 securities exam and holds life, health, long-term care, property, casualty, Medicare AHIP and annuity insurance licenses. He has earned his Registered Financial Consultant (RFC©) and Chartered Financial Consultant (ChFC ©). He has been featured in the Wall Street Journal. When not helping clients, Allen loves spending his free time camping and working on his small farm with his wife, Glenda, and their menagerie of animals, including their dog, cat, cows, horses and chickens. Allen and Glenda enjoy family vacations to the beach and mountains with their five children and seven grandchildren.
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Disclosures
Investment advisory services offered only by duly registered individuals through AE Wealth Management, LLC (AEWM), a Registered Investment Adviser. Insurance products are offered through the insurance business Southern Kentucky Financial Services. The insurance products offered by Southern Kentucky Financial Services are not subject to Investment Adviser requirements. Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. None of the information contained on this website shall constitute an offer to sell or solicit any offer to buy a security or any insurance product. Neither the firm nor its agents or representatives may give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any purchasing decisions. Any references to protection benefits, safety, security, steady and reliable income, or lifetime income streams on this website refer only to fixed insurance products. They do not refer, in any way, to securities or investment advisory products. Annuity guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Annuities are insurance products that may be subject to fees, surrender charges and holding periods which vary by insurance company. Annuities are not FDIC insured. The information and opinions contained in any of the material requested from this website are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual's situation. 2671376 - 11/24