Carman Kubanda

Innovative Wealth Building LLC (IWB) is a SEC registered investment adviser. IWB may only transact business in those jurisdictions in which it is registered or qualifies for an exemption or exclusion from registration requirements. For information pertaining to the registration status of IWB. A copy of IWB‘s current written disclosure statement discussing IWB‘s business operations, services, and fees is available at the SEC’s investment adviser public information website – INNOVATIVE WEALTH BUILDING LLC – Investment Adviser Firm (sec.gov). Form CRS Form CRS (Client Relationship Summary) is a disclosure document that provides information about how our firm works with our clients. It also provides a standardized way for investors to compare information about difference firms. Form CRS provides information about: The services we offer The fees/costs to work with us Any conflicts of interest that may exist or could arise Whether the firm and its representatives have reportable legal/ disciplinary items Required standard of conduct associated with our services. Please click this link to access Innovative Wealth Building’s Form CRS. If you have any questions about our Form CRS, please contact IWB’s Chief Compliance Officer, Terry Parham, at tp@teamiwb.com. Form ADV Part 2A Investment advisers must provide their prospective and existing clients with a narrative brochure (ADV Part 2A) that contains 18 separate items. To make it easier for investors to compare the brochures of different investment advisers, advisers must respond to each item in Part 2A in the order listed in the form, using standardized headings. Much of the disclosure required in Part 2A addresses an investment adviser’s conflicts of interest with its clients, and is disclosure that an investment adviser, as a fiduciary, must make to clients. This document includes the following required sections: Information about the firm’s advisory business Fees and compensation Performance-based fees and side by side management Methods of analysis, investment strategies, and risk of loss Disciplinary information Code of ethics, participation or interest in client transactions, and person trading Brokerage practices Please click this link to access Innovative Wealth Building’s Form ADV Part 2A. If you have any questions about our Form CRS, please contact IWB’s Chief Compliance Officer, Terry Parham, at tp@teamiwb.com. Privacy Policy IWB cares about your privacy. Any information provided to us will be handled carefully and according to our Privacy Policy. If you have any questions about our Form CRS, please contact IWB’s Chief Compliance Officer, Terry Parham, at tp@teamiwb.com. About this Website IWB’s web site is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of IWB’s web site on the Internet should not be construed by any consumer and/or prospective client as IWB‘s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by IWB with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. This website and information are provided for guidance and information purposes only. Investments involve risk and unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy. This website and information are not intended to provide investment, tax, or legal advice. Innovative Wealth Building LLC (IWB) is a SEC registered investment adviser. IWB may only transact business in those jurisdictions in which it is registered or qualifies for an exemption or exclusion from registration requirements. IWB’s web site is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of IWB’s web site on the Internet should not be construed by any consumer and/or prospective client as IWB‘s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by IWB with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of IWB. A copy of IWB‘s current written disclosure statement discussing IWB‘s business operations, services, and fees is available at the SEC’s investment adviser public information website – www.adviserinfo.sec.gov or from directly from IWB upon request at no additional cost.