Charles Culver

As the Director of Financial Planning and Owner at Martello Retirement & Wealth, I am dedicated to guiding clients towards a secure and fulfilling retirement.

My focus is on building lasting partnerships grounded in trust and delivering comprehensive financial strategies, particularly integrating tax planning to help you keep more of your hard-earned money. Martello Retirement & Wealth is a fee-only, fiduciary financial planning firm in Virginia Beach. We specialize in creating tax-efficient retirement strategies to help you keep more of your money and make the best of your future or current retirement. Our goal is to understand your particular situation and then take the worry and wonder out of how to retire and stay retired. We focus on helping you understand how your current and future income relates to your lifetime expenses, especially TAXES! As fiduciaries, our advice is always objective and in your best interest. Our tech-forward approach, led by Charles Culver, a CERTIFIED FINANCIAL PLANNER™ and Enrolled Agent with the IRS, offers disciplined investment management with a streamlined, modern client experience. We specialize in: • Retirement Income Planning • Social Security/Railroad Benefits and Company Pensions • Investments in traditional accounts, IRAs, 401(k)/403(b)/457(b) accounts • Roth Conversion Optimization • IRA Rollovers & Required Minimum Distributions • Federal and State Tax Optimization • Risk Management • Estate Planning Schedule a free consultation to learn how we can help you build a secure retirement.