Darcy Gonsalves

For many successful individuals, the challenge isn’t knowing what to do, but how to best optimize across competing priorities such as investment growth, tax efficiency, and long-term goals.

My role is to help align these strategies today, so you can feel secure about tomorrow. As a Certified Financial Planner™, Tax Planning Certified Professional®, Certified Divorce Financial Analyst®, and fiduciary investment advisor, I help clients design financial lives that feel intentional and resilient—creating calm in the present and confidence about the future. While I work with a diverse range of clients, I tend to specialize in three key groups: • Pre-retirees focused on income planning, Social Security, market protection, and healthcare. Drawing from my prior career in the long-term care industry, I bring a unique perspective and valuable expertise to retirement healthcare planning. • Mid-career professionals with equity compensation, including RSUs, stock options, and ESPP plans—particularly those working in tech or fast-growth companies. I help clients navigate tax timing, diversification, and planning strategies to turn equity into long-term wealth. • Women navigating major life transitions such as divorce, career changes, or widowhood—seeking clarity and support through financial decisions. I provide structure and guidance during uncertain times, helping clients make confident choices aligned with their values and goals. Although my office is in the greater Austin area, I primarily meet with clients virtually across the country. When I’m not helping clients gain clarity and confidence in their finances, I enjoy reading, supporting local businesses, and spending time at home with my husband, our daughter, and our “foster fail”, a high-energy (and high-maintenance) puppy.