Darrin Brown

For more than 20 years Darrin has been teaching the importance of avoiding financial losses rather than trying to pick the next hot stock or investment.

Clients learn that the most expensive losses occur through wealth transfers, and Darrin teaches how to eliminate such losses. Furthermore, his core belief as a financial planner is that different competencies are required to help pre-retirees and retirees than those needed to assist younger clients who are concentrating on accumulating retirement assets. To help in this effort, Darrin holds the Retirement Income Certified Professional designation (RICP®). Therefore, if you are already retired or planning to retire, you need to select a welltrained, educated, and qualified financial professional to help you develop a comprehensive retirement plan that is tailored for your unique needs. As an RICP® designee, Darrin can help you accomplish this. Some of the benefits that a client realizes by working with Darrin are building a comprehensive retirement income plan, helping select the optimal retirement age, making the appropriate social security claiming decision, and obtaining the proper health care coverage relating to Medicare. He also helps them navigate the six head winds that will impede one's abilitity to enjoy their retirement lifestyle namely, longevity, liquidy, inflation, market risk, mortality and taxes. Figure these things out and insure that the winds in your retirement sales remain full. Additionally, Darrin is a Chartered Life Underwriter (CLU®). This indicates that he possesses special knowledge in leveraging life insurance as both a tax-free income source and as part of a successful financial or estate plan. As a CLU®, Darrin is committed to professional and ethical best practices and must recertify this commitment annually. As a licensed fiduciary, Darrin is obligated to put the needs of his clients first and foremost. This is a much higher standard of financial planning than the typical suitability standard which only requires that financial recommendations be suitable for the client. Darrin has a wife of almost forty years as well as a recently married daughter and son-in-law.