Jessica Hardy

Jessica’s passion for finance began at a very young age.

As a child, she collected historical coins and watched her father and grandfather make their clients’ financial lives better through their work as accountants. She knew early on that she, too, wanted to help others manage their finances—but without the tax season stress. This led Jessica to a career as a financial advisor, which perfectly balanced her passion for money management with her desire to help improve the lives of others. Not long after Jessica began her career, her mother, who was a schoolteacher, was preparing for her own retirement. Jessica, wanting her mom to be in the best position possible, took it upon herself to learn everything she could about teachers’ retirement plans and how to use the complexities to their advantage. She helped her mother build a customized, secure financial plan, then continued to guide her mother’s friends and coworkers in doing the same. Her passion for helping her mother has allowed Jessica to gain a unique insight into the nuances of supporting teachers and other education workers in securing their retirements and meeting their financial goals. This has since become one of Jessica’s areas of specialization, and she continues to be one of the most experienced and trusted advisors focused on educators in our area. Jessica joined the financial services industry in 2005 and continues to build her team at Cetera Investors. During her time as an advisor, she has obtained her Series 6, 7, 63, and 66 securities registrations, as well as her Life & Health Insurance license. She has also obtained her Retirement Income Certified Professional® (RICP®) and Certified Social Security Claiming Strategist (CSSCS) designations. These designations signify a thorough understanding and skillset, which she uses to help her clients plan for and manage their futures, with an emphasis on retirement income and Social Security claiming strategies. Jessica was raised in Glendale, CA, and moved to San Diego, where she attended the University of California at San Diego. In 2005 she received her BA in Math and Economics, launching into her career as a financial advisor. She continues to live in San Diego with her husband, Scott, who she is happy to say is as big a nerd as she is; they even gave away calculators as favors at their wedding. Together, they have a son named Franklin, who is the light of Jessica’s life. They enjoy baking together, exploring their city, and finding places to pick up an ice cream treat. They also have a vegetable garden, which she is passionate about caring for. She volunteers in Franklin’s school with the Garden Club, whose goal is to spark the joy of gardening and healthy lifestyles in children. Jessica is an advisor who cares deeply about her clients and feels a personal responsibility to help them build a better financial future. Her love for helping others succeed shines through in her commitment to customized financial planning and is reflected in the trust her clients place in her.