Specialties
About Me
High Point Financial Group: Your Goals.
Our Guidance. At High Point Financial Group, we believe that retirement should be a time of fulfillment, not financial uncertainty. Founded by Monty McCurley, a seasoned financial advisor with over 17 years of experience, our boutique firm is dedicated to helping clients confidently navigate the complexities of retirement planning. With a focus on annuity strategies, life insurance, investments, Medicare, long-term care, and health insurance, we provide comprehensive solutions designed to secure a future you're excited about. Monty McCurley’s expertise is recognized at the highest levels of the financial services industry. As a proud member of the prestigious Million Dollar Round Table (MDRT)—a distinction reserved for the top financial professionals worldwide—Monty upholds the highest standards of ethics, service, and performance. Additionally, as a Registered Social Security Analyst (RSSA), he is uniquely qualified to help clients optimize their Social Security benefits as part of a comprehensive retirement strategy. Our approach is simple yet powerful: treat every client like family. We listen, educate, and empower you to make informed decisions about your financial future. Whether you’re seeking to grow your wealth, protect what you’ve earned, or create a lasting legacy for your loved ones, we tailor every strategy to your unique needs and aspirations. At High Point Financial Group, we specialize in helping clients aged 50 to 80—those who are within 5 to 8 years of retirement—prepare for the next chapter with confidence. Our ideal clients typically have at least $250,000 in investible assets and value the guidance of a trusted advisor. Through personalized consultations and a holistic understanding of your financial picture, we aim to position you in the best possible way to live your retirement on your terms . Our Expertise: Annuities: As experts in annuity solutions, we focus on strategies that provide guaranteed income, tax efficiency, and risk management. We help you understand the different types of annuities and how they can fit seamlessly into your retirement plan. Retirement Income Planning: We design plans to maximize your income streams, ensuring you never outlive your savings. Social Security Optimization: As an RSSA, Monty offers insights to help you maximize your Social Security benefits, ensuring they integrate effectively into your overall retirement plan. Life Insurance & Legacy Planning: From overfunded life policies for your grandchildren to estate planning, we help you leave a meaningful legacy. Medicare & Long-term Care: Navigating healthcare in retirement can be complex. We simplify the options, helping you choose the best path forward. Investment Strategies: Our investment approach is grounded in tax efficiency and asset protection, ensuring your wealth continues to grow safely. Our Promise: We promise to always act in your best interest—prioritizing trust, transparency, and education at every step. As an Independent Advisor Representative with a Series 65 license, Monty McCurley is committed to ongoing learning, ensuring that you benefit from the latest strategies in retirement planning. Our Mission: To provide a personalized, holistic financial plan that not only secures your retirement but also empowers you to live it fully. With our reassuring, friendly, and professional guidance, we aim to help you achieve peace of mind knowing your future is in trusted hands. At High Point Financial Group, we don’t just plan for your retirement—we help you build it. Let's secure a future you’re excited about. Your goals. Our guidance.
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Credentials
RSSA® , MDRT
Chartered Designations
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Disclosures
Privacy Policy Effective Date: 9/30/2024 High Point Financial Group Introduction High Point Financial Group (“we,” “us,” or “our”) is committed to protecting your privacy. This Privacy Policy outlines how we collect, use, disclose, and safeguard your personal information. Information We Collect Personal Information When provided voluntarily by individuals, we may collect personal information such as names, addresses, email addresses, and phone numbers. No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. Non-Personal Information For statistical purposes, we may also collect non-personal information such as browser type, operating system, and IP address. How We Use Your Information We may use the collected information for purposes, including but not limited to: Providing and personalizing our services. Processing transactions and delivering products. Sending periodic emails related to your orders or inquiries. Disclosure of Information We do not sell, trade, or otherwise transfer your personal information to third parties without your consent, except as set forth in this Privacy Policy. Third-Party Service Providers We may share information with third-party service providers who assist us in operating our website, conducting our business, or servicing you. Legal Compliance We may disclose information when required by law or in response to lawful requests by public authorities. Data disclosure laws vary between countries, and even within countries, they can be subject to federal, state/provincial, and local regulations. In the United States and Canada, data disclosure laws encompass a combination of federal and provincial/state regulations. I’ll provide you with a brief overview of the major federal laws in both countries. United States: Federal Trade Commission Act (FTC Act): Overview: The FTC Act broadly prohibits unfair and deceptive practices in commerce, including the unauthorized disclosure of personal information. Enforcement: The Federal Trade Commission (FTC) enforces the FTC Act. Gramm-Leach-Bliley Act (GLBA): Overview: Primarily applicable to financial institutions, GLBA requires these institutions to protect the privacy and security of consumer financial information. Enforcement: Various federal agencies, including the FTC, have enforcement authority. Health Insurance Portability & Accountability Act (HIPAA): Overview: Applies to protected health information held by covered entities and their business associates. It sets standards for the privacy and security of health information. Enforcement: The Department of Health and Human Services (HHS) is responsible for enforcing HIPAA. Children’s Online Privacy Protection Act (COPPA): Overview: COPPA regulates the online collection of personal information from children under 13. It requires obtaining parental consent. Enforcement: The FTC enforces COPPA. California Consumer Privacy Act (CCPA): Overview: State-level legislation granting California residents specific privacy rights and imposing obligations on businesses handling their personal information. Enforcement: The California Attorney General can enforce the CCPA. Canada: Personal Information Protection & Electronic Documents Act (PIPEDA): Overview: Applies to private-sector organizations engaged in commercial activities. It regulates the collection, use, and disclosure of personal information. Enforcement: The Office of the Privacy Commissioner of Canada (OPC) oversees PIPEDA compliance. Provincial Legislation: In addition to PIPEDA, some provinces have their own privacy legislation. For example, Alberta and British Columbia have their own private-sector privacy laws. Please be advised these laws are subject to change, and new regulations may be introduced. Always consult with legal professionals to ensure compliance with the latest data disclosure laws that apply to your specific circumstances. Cookies & Tracking Technologies We use cookies to enhance your experience on our website. You can control cookies through your browser settings. Your Choices You have the right to access, correct, or delete your personal information. To do so, please contact us at monty@highpointfg.com Security We implement reasonable security measures to protect your information. However, no method of transmission over the Internet or electronic storage is completely secure. Changes to this Privacy Policy We reserve the right to update this Privacy Policy at any time. Changes will be effective immediately upon posting to the website. Contact Us If you have any questions or concerns about this Privacy Policy, please contact us at (501) 412-7258