Scott Dunlap

I’m Scott Dunlap, the founder of Human Capital Wealth Management, a fee-only, fiduciary financial advisory firm.

With over 11 years of experience in wealth management—including more than three years in the independent RIA space—I created this firm to provide truly unbiased, client-first financial planning. My goal is to always act in my clients’ best interests, without the conflicts of commission-based sales or product-driven recommendations. I believe that financial planning is more than just numbers—it’s about people, relationships, and trust. I go above and beyond to build deep, personalized relationships with my clients because I know that every household and business has unique financial goals and challenges. My mission is to be more than just an advisor—I want to be a guide and a rock for every financial decision my clients face, helping them navigate both opportunities and uncertainties with confidence. Before starting Human Capital Wealth Management, I spent six years at one major financial firm and two years at another, where I gained deep expertise in financial planning, investment management, and retirement strategies. However, I wanted to do more than just offer advice—I wanted to build a firm where clients receive transparent, holistic, and goal-based financial planning tailored to their unique needs. I hold the Retirement Income Certified Professional® (RICP®) designation and am currently working toward both the Chartered Financial Consultant® (ChFC®) and CERTIFIED FINANCIAL PLANNER™ (CFP®) certifications to further expand my expertise. Outside of work, I’m passionate about fitness and Brazilian Jiu-Jitsu. I also love spending time with my 7-year-old son, Parker, and my cat, Raj.