Scott Groskreutz

Scott Groskreutz is the founder of SG Financial, an independent registered investment advisory firm based in Henderson, Nevada, serving clients across the United States.

Originally from Newport Beach, California, Scott built his practice on a single conviction: real financial advice starts with a real plan — not a product. SG Financial provides comprehensive financial planning across wealth management, investment management, cash and debt management, tax planning, estate planning, and retirement funding strategies. Scott works primarily with pre-retirees and retirees who want a coordinated strategy rather than a collection of disconnected accounts, and he leads every engagement with planning before any commitment is made. Education & Credentials Chartered Financial Consultant (ChFC®) — The American College of Financial Services Bachelor of Arts — Brigham Young University–Hawaii Series 65 — Uniform Investment Adviser Law Examination (NASAA / FINRA) A Planning-First Approach: The Summit Gameplan Scott's process — the Summit Gameplan — is designed to put each client's priorities and needs front and center. Over a structured series of sessions, clients receive a complete written plan covering goals, income, taxes, estate intent, and planning for the unexpected. Investment and product decisions are then made inside that plan, not before it. The Gameplan also gives clients a framework they can return to over time — adjusting course as life evolves rather than starting over. Client education is Scott's passion, and it is woven into every meeting. His areas of focus include: -Aligning assets with current retirement funding needs — income today and protection against the curveballs of the retirement adventure -Tax-efficient withdrawal sequencing and multi-year tax planning -Coordinating estate planning so investment assets are properly titled and allocated relative to legacy intent -Charitable giving strategy -Leveraging the latest planning software, AI-assisted analysis, and tax-timing tools to deliver deeper, more personalized recommendations The Nevada Advantage Operating out of Henderson gives SG Financial a meaningful structural advantage for clients with significant assets or complex estate situations. Nevada has some of the strongest asset protection trust laws in the country, and Scott maintains close working relationships with respected local estate planning attorneys. That advisor–attorney coordination delivers real value to clients in Nevada and across the United States. Author, Educator, and Content Creator Scott has presented at over 100 educational events, teaching the public on finance, retirement planning, and the decisions that shape the next chapter of life. He is also the author of the Amazon bestseller Expedition Retirement, which pulls back the curtain on the retirement fine print most pre-retirees never see until it's too late. He hosts the Scotty G Money YouTube channel, where he breaks down retirement tax strategy, Social Security timing, IRMAA, and the topics most advisors skip past — and shares ongoing planning education on Instagram and LinkedIn. Giving Back Scott is actively involved with the Gift of Gratitude McDermott Foundation, a 501(c)(3) nonprofit that supports veterans and first responders who have experienced suicidal ideation. The Foundation partners with chaplains of all faiths and works across every branch of the military, providing spiritual and personal support to those who have carried the weight of service. It's a cause close to Scott's heart and a reflection of the values that shape both his life and his practice. Personal Scott and his wife Sarah live in Las Vegas with their three sons. He's a hockey player on the ice and a surfer when he can get to the water, and the family loves traveling together, water sports, and cooking at home. Faith and family come first — and the practice is built so his clients can put theirs first too.