Shenghong Yang

Introduction My name is Steve Shenghong Yang, and I am an independent life insurance licensed agent to provide financial services. I operate through World Financial Group (WFG), a financial services marketing organization. I am also a Retirement Income Certified Professional (RICP), which signifies my commitment to helping individuals plan for a secure and sustainable retirement. Services Provided I offer a range of financial products and services, including but not limited to: Retirement income planning; Annuities; Healthcare, Medicare, and Long-term Care; Life insurance; Estate planning strategies These products and services are designed to help clients achieve their financial goals, including retirement security, wealth accumulation, and legacy planning. Compensation As an independent agent, I receive compensation in the form of commissions only based on the products or services you purchase. This compensation may vary depending on the product, the insurance carrier, or the investment provider. I do not charge fees for consultations or advice. My compensation is solely derived from commissions paid by the insurance carriers or financial institutions whose products you may purchase. I am committed to providing recommendations that are in your best interest, and I will disclose any potential conflicts of interest that may arise. World Financial Group (WFG) WFG is a financial services marketing organization that partners with various insurance carriers and financial institutions to offer a wide range of products. While I am affiliated with WFG, I operate as an independent agent, and my recommendations are based on your unique financial needs and goals. Retirement Income Certified Professional (RICP) As an RICP, I have undergone specialized training in retirement income planning. This certification equips me with the knowledge and tools to help you create a comprehensive retirement strategy that addresses income planning, risk management, and tax efficiency. Your Responsibilities It is important that you provide accurate and complete information about your financial situation, goals, and risk tolerance. This will enable me to make appropriate recommendations tailored to your needs. Please ask questions if you do not understand any aspect of the products or services being presented. Confidentiality I am committed to maintaining the confidentiality of your personal and financial information. Your information will only be used to provide the services you have requested and will not be shared with unauthorized parties. Contact Information If you have any questions or concerns about this disclosure or the services I provide, please feel free to contact me at: Email: shyang@bu.edu Phone: 617-407-9479 Address: 75 Third Ave, Suite 310, Waltham, MA 02451 Acknowledgment By proceeding, you acknowledge that you have read and understood this disclosure statement. You also acknowledge that you have had the opportunity to ask questions and that you are comfortable moving forward with the financial planning process.