Steve McConnell

I’m Steve McConnell, CFP®, ChFC®, founder of Rain Dog Financial, a fee-only fiduciary advisory firm based in Bellevue, Washington.

I work with thoughtful professionals and families who want calm, lasting confidence about their money—especially when the stakes feel high. My background is in software engineering and systems thinking, which shapes how I approach financial planning and investing. I believe good financial decisions come from combining technical rigor with a clear understanding of human behavior. That means building portfolios and plans that are evidence-based, tax-aware, and cost-conscious—while also being realistic about fear, uncertainty, and life transitions. Clients come to me when their finances feel complex or emotionally charged: when compensation decisions are complicated, they're approaching retirement, navigating divorce, or questioning whether their current plan really fits their life. My role is to help clarify tradeoffs, reduce noise, and walk steadily beside my clients with a disciplined strategy that is designed to be robust through changing markets. Rain Dog Financial is intentionally boutique. I work directly with every client so that relationships stay personal, responsive, and thoughtful. My goal is to help my clients feel clear, capable, and confident about their financial direction over the long term.