Theresa Montya

For more than 25 years, I’ve had the privilege of guiding individuals and families through meaningful financial decisions and the many life events that shape their journeys.

Licensed since 1999, I’ve walked alongside clients through career transitions, market uncertainty, marriage, parenthood, loss and everything in between. My priority is to understand your personal story — your needs, wants and wishes — so we can navigate your financial path together with clarity and confidence. When we meet with people, we often ask the question, “What is your first experience with money?” Mine was sitting with my dad on Saturday mornings, writing checks and learning how to balance a checkbook. Coming from a large family, my dad was the breadwinner and my mom was the heart of our home, stretching every dollar with care and intention. Those early lessons taught me the value of discipline, planning and communication — principles I still carry into my work with clients today. Giving back to my community is deeply important to me. Over the years, I’ve served in a variety of volunteer roles, from supporting Boy Scouts to serving as president of our women’s group at church. Lifelong learning is a core value of mine. I recently earned the ChFC® designation through a rigorous two-year program and also hold the AAMS® designation, along with Series 7, 63, 65, 24 and 53 registrations, as well as life and health insurance licenses. Remaining current in today’s increasingly complex financial environment allows me to better serve the people who trust me with their financial futures. Of all my accomplishments, nothing means more to me than my roles as wife, mother and grandmother. My family and I cherish our time together, enjoy good food and music, love the outdoors and are happiest with our dogs nearby. By the way, I now offer comprehensive financial planning services for individuals and families with specific planning needs at all stages of life. Whether you're just starting out, navigating life changes or planning for tomorrow, I can help you create a plan that supports more informed and confident decisions. If you have questions or would like to schedule an appointment, please feel free to contact my office. I look forward to meeting you — and learning your story.