Tim Farley

Tim Farley, Jr.

is a Principal and Wealth Advisor at Tempo Wealth, bringing over 15 years of experience in the financial services industry. Based in Cleveland, OH, Tim is a fiduciary advisor who specializes in holistic financial planning. His approach integrates investment management, tax strategies, and the optimization of employer retirement plans to help clients maximize their financial opportunities—both now and in the future. Tim’s practice focuses on serving the professional population, including those at stock-eligible levels at publicly traded companies, medical professionals, and families who have a loved one with special needs. He has deep expertise in all areas of executive planning, including—but not limited to: 1. RSUs – both time-based and performance-based stock compensation strategies; 2. NQSOs & ISOs- focused strategies on when to exercise and/or sell and the tax impact each triggering event generates for that individual; 3. Deferred Compensation Plans – helping clients decide when and how to save, how to structure payout elections, and how distributions can affect retirement timelines; 4. Tax-Efficient Investment Portfolios – building portfolios that complement a client’s needs and existing holdings inside their employer-sponsored retirement plans; 5. Net Unrealized Appreciation (NUA) – using NUA strategies to manage highly concentrated stock positions within a 401(k). In addition to his specialties, Tim focuses on financial planning for the pre-retiree and newly retired, including not only accumulation of wealth but also the distribution of wealth throughout retirement and the impact of Social Security, Medicare, etc. on a financial plan. Tim earned degrees in Industrial-Organizational Psychology and Business from John Carroll University, where he developed a deep understanding of both human behavior and strategic decision-making—skills that continue to guide his client-first advisory approach.